If your business has a bathroom for public use, then you probably know that it’s one of the foremost places to keep safe and sanitary for customers. Though it might not seem like it, a public restroom is dangerous under any and all circumstances. There is always a chance that something could go wrong when someone uses it, foremost among them a slip-and-fall injury sustained by a user. 

These might cause significant medical and personal losses for the injured party. Their hospital or rehab bills might skyrocket. They might even lose income because they cannot work. Combined, these losses could be significant, and create a substantial and unmanageable amount of financial strain for the affected party. As a result, they might blame you as the party responsible for their losses. They might even decide to sue you. 

The fact that someone fell in your bathroom doesn’t have to be due to an intentional mistake on your part. Instead, it might come down to a simple mistake or negligent action that, however unintentional, still was your fault. As a result, you might have an obligation to compensate the affected person for their losses. You might also face significant legal fees as a result of any lawsuits that often might arise. 

To any business, these costs could be significant, and most business owners would not be able to afford to pay them on their own. That’s why general liability insurance is absolutely necessary to help you maintain your business’s own stability despite owing significant restitution to a third party. 

How Liability Insurance Can Be of Assistance 
There is virtually no way to eliminate every chance of a slip-and-fall accident to occur in your bathroom. However, because commercial insurers recognize these risks, their general liability insurance plan offerings are almost always going to cover these accidents when they occur. As a result, the business will be able to survive these incidents virtually unscathed, while still being responsive to someone who suffered an accident due to your mistakes. 

Still, though your policy will cover slip-and-fall claims, that does not mean you don’t have a duty to engage in proper risk management practices. After all, the safer your bathrooms, the less of a likelihood there is of a fall occurring. Often, it’s as simple as noticing fall risks (like leaking pipes), isolating them and then cleaning up the mess as quickly as possible. The sooner you fix a problem, the lower your chances of ever having a problem occur.  

Keep an eye on things, make bathroom cleanliness and safety a priority in your bathroom, and make certain that you respond to any customer complaint as soon as it arises. In the end, you’ll do yourself a lot of favors by making sure that you are ahead of the game in the face of any potential bathroom liabilities.